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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,737/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,474/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 182 Saleable ft²
- Gross Area
- 255 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-07-05 | HK$3.60M | +37.9% 3.4y · 11.0%/yr |
| 2015-02-09 | HK$2.61M | +58.2% |
| 2012-05-17 | HK$1.65M | +50.0% |
| 2010-09-22 | HK$1.10M | +35.8% |
| 2008-09-19 | HK$810K | +14.1% |
| 2008-06-23 | HK$710K | +22.4% |
| 2006-06-17 | HK$580K | +28.9% |
| 2004-07-31 | HK$450K | −55.0% |
| 1997-05-09 | HK$1.00M | — |