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At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,495/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,990/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 64 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C2
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 338 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-27 | HK$4.50M | +42.4% 3.7y · 11.0%/yr |
| 2016-08-29 | HK$3.16M | +55.7% 4.2y · 13.0%/yr |
| 2012-06-28 | HK$2.03M | +23.8% |
| 1997-08-07 | HK$1.64M | +26.2% |
| 1996-11-12 | HK$1.30M | — |