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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,340/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,680/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D7
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 398 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-16 | HK$5.34M | +34.1% 4.1y · 8.0%/yr |
| 2017-03-29 | HK$3.98M | +23.2% 4.0y · 6.0%/yr |
| 2013-03-27 | HK$3.23M | +47.5% |
| 2012-02-27 | HK$2.19M | +75.2% |
| 2009-04-30 | HK$1.25M | +30.2% |
| 2006-01-13 | HK$960K | −29.9% |
| 1996-12-12 | HK$1.37M | — |