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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,048/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.49M · min. income ≈ HK$24,096/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D3
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 282 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-01 | HK$3.55M | −5.3% 3.8y · −1.0%/yr |
| 2018-06-15 | HK$3.75M | +92.3% 4.2y · 22.0%/yr |
| 2014-04-16 | HK$1.95M | +99.0% |
| 2010-01-22 | HK$980K | −24.6% |
| 1997-08-23 | HK$1.30M | +39.8% |
| 1996-09-18 | HK$930K | — |