▼ 0.50% · 3.625%
HK$2,119
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,185
−HK$67/mo
Today · 4.125%
HK$2,252
baseline
▲ 0.50% · 4.625%
HK$2,389
+HK$137/mo
Deposit HK$465K · loan HK$465K · min. income ≈ HK$4,504/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,357
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,421
−HK$64/mo
Today · 4.125%
HK$2,485
baseline
▲ 0.50% · 4.625%
HK$2,616
+HK$131/mo
Deposit HK$465K · loan HK$465K · min. income ≈ HK$4,970/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,331
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,403
−HK$74/mo
Today · 4.125%
HK$2,477
baseline
▲ 0.50% · 4.625%
HK$2,628
+HK$151/mo
Deposit HK$418K · loan HK$511K · min. income ≈ HK$4,954/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,593
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$70/mo
Today · 4.125%
HK$2,733
baseline
▲ 0.50% · 4.625%
HK$2,877
+HK$144/mo
Deposit HK$418K · loan HK$511K · min. income ≈ HK$5,466/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,543
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,622
−HK$80/mo
Today · 4.125%
HK$2,702
baseline
▲ 0.50% · 4.625%
HK$2,867
+HK$165/mo
Deposit HK$372K · loan HK$558K · min. income ≈ HK$5,404/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,829
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$77/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,139
+HK$157/mo
Deposit HK$372K · loan HK$558K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,840
−HK$87/mo
Today · 4.125%
HK$2,927
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$179/mo
Deposit HK$325K · loan HK$604K · min. income ≈ HK$5,854/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$83/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$170/mo
Deposit HK$325K · loan HK$604K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,059
−HK$94/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,344
+HK$191/mo
Deposit HK$279K · loan HK$650K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,300
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$90/mo
Today · 4.125%
HK$3,479
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$183/mo
Deposit HK$279K · loan HK$650K · min. income ≈ HK$6,958/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,277
−HK$101/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,583
+HK$205/mo
Deposit HK$232K · loan HK$697K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$96/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,924
+HK$197/mo
Deposit HK$232K · loan HK$697K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,390
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$107/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,822
+HK$219/mo
Deposit HK$186K · loan HK$743K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$103/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,185
+HK$209/mo
Deposit HK$186K · loan HK$743K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$114/mo
Today · 4.125%
HK$3,828
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$233/mo
Deposit HK$139K · loan HK$790K · min. income ≈ HK$7,656/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$109/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$223/mo
Deposit HK$139K · loan HK$790K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$120/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$247/mo
Deposit HK$93K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$116/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$235/mo
Deposit HK$93K · loan HK$836K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).