▼ 0.50% · 3.625%
HK$2,301
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,372
−HK$73/mo
Today · 4.125%
HK$2,445
baseline
▲ 0.50% · 4.625%
HK$2,594
+HK$149/mo
Deposit HK$504K · loan HK$504K · min. income ≈ HK$4,890/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,559
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,628
−HK$70/mo
Today · 4.125%
HK$2,698
baseline
▲ 0.50% · 4.625%
HK$2,840
+HK$142/mo
Deposit HK$504K · loan HK$504K · min. income ≈ HK$5,396/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,531
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,609
−HK$80/mo
Today · 4.125%
HK$2,689
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$164/mo
Deposit HK$454K · loan HK$555K · min. income ≈ HK$5,378/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,815
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$76/mo
Today · 4.125%
HK$2,967
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$157/mo
Deposit HK$454K · loan HK$555K · min. income ≈ HK$5,934/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,761
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$87/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,112
+HK$178/mo
Deposit HK$404K · loan HK$605K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,071
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,154
−HK$83/mo
Today · 4.125%
HK$3,237
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$171/mo
Deposit HK$404K · loan HK$605K · min. income ≈ HK$6,474/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$94/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,372
+HK$194/mo
Deposit HK$353K · loan HK$656K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,416
−HK$91/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$185/mo
Deposit HK$353K · loan HK$656K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$102/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$208/mo
Deposit HK$303K · loan HK$706K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,679
−HK$98/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$3,976
+HK$199/mo
Deposit HK$303K · loan HK$706K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$109/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$223/mo
Deposit HK$252K · loan HK$757K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$105/mo
Today · 4.125%
HK$4,047
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$213/mo
Deposit HK$252K · loan HK$757K · min. income ≈ HK$8,094/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$117/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$238/mo
Deposit HK$202K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$111/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$228/mo
Deposit HK$202K · loan HK$807K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,911
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$123/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$253/mo
Deposit HK$151K · loan HK$858K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$118/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$242/mo
Deposit HK$151K · loan HK$858K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$131/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$268/mo
Deposit HK$101K · loan HK$908K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$126/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$256/mo
Deposit HK$101K · loan HK$908K · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).