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At today's rate and a 90% mortgage, the deposit on this unit is about HK$234K, with repayments around HK$10,212/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$234K · loan HK$2.11M · min. income ≈ HK$20,424/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 206 Saleable ft²
- Gross Area
- 300 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-03 | HK$3.00M | +15.8% 3.0y · 5.0%/yr |
| 2017-08-18 | HK$2.59M | +29.5% 3.4y · 9.0%/yr |
| 2014-03-25 | HK$2.00M | +33.3% |
| 2011-06-28 | HK$1.50M | +44.2% |
| 2010-09-09 | HK$1.04M | — |