▼ 0.50% · 3.625%
HK$4,511
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$143/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$292/mo
Deposit HK$989K · loan HK$989K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$137/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$279/mo
Deposit HK$989K · loan HK$989K · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$156/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$321/mo
Deposit HK$890K · loan HK$1.09M · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$151/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,125
+HK$306/mo
Deposit HK$890K · loan HK$1.09M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$171/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$350/mo
Deposit HK$791K · loan HK$1.19M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$164/mo
Today · 4.125%
HK$6,348
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$334/mo
Deposit HK$791K · loan HK$1.19M · min. income ≈ HK$12,696/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$185/mo
Today · 4.125%
HK$6,232
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$379/mo
Deposit HK$692K · loan HK$1.29M · min. income ≈ HK$12,464/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,524
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$178/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,239
+HK$362/mo
Deposit HK$692K · loan HK$1.29M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,512
−HK$200/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,120
+HK$408/mo
Deposit HK$594K · loan HK$1.38M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,214
−HK$192/mo
Today · 4.125%
HK$7,406
baseline
▲ 0.50% · 4.625%
HK$7,796
+HK$390/mo
Deposit HK$594K · loan HK$1.38M · min. income ≈ HK$14,812/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,977
−HK$214/mo
Today · 4.125%
HK$7,191
baseline
▲ 0.50% · 4.625%
HK$7,629
+HK$438/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$14,382/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,528
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,730
−HK$205/mo
Today · 4.125%
HK$7,935
baseline
▲ 0.50% · 4.625%
HK$8,353
+HK$418/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$15,870/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,218
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,442
−HK$228/mo
Today · 4.125%
HK$7,670
baseline
▲ 0.50% · 4.625%
HK$8,137
+HK$467/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,340/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,030
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,245
−HK$219/mo
Today · 4.125%
HK$8,464
baseline
▲ 0.50% · 4.625%
HK$8,910
+HK$446/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,928/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,669
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,907
−HK$243/mo
Today · 4.125%
HK$8,150
baseline
▲ 0.50% · 4.625%
HK$8,646
+HK$496/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,300/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,532
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,760
−HK$233/mo
Today · 4.125%
HK$8,993
baseline
▲ 0.50% · 4.625%
HK$9,467
+HK$474/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$17,986/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,120
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,373
−HK$256/mo
Today · 4.125%
HK$8,629
baseline
▲ 0.50% · 4.625%
HK$9,154
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,258/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,033
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,276
−HK$245/mo
Today · 4.125%
HK$9,521
baseline
▲ 0.50% · 4.625%
HK$10,023
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,042/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).