▼ 0.50% · 3.625%
HK$2,904
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,994
−HK$92/mo
Today · 4.125%
HK$3,086
baseline
▲ 0.50% · 4.625%
HK$3,274
+HK$188/mo
Deposit HK$637K · loan HK$637K · min. income ≈ HK$6,172/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,231
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,317
−HK$88/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$180/mo
Deposit HK$637K · loan HK$637K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,195
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$101/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,601
+HK$206/mo
Deposit HK$573K · loan HK$700K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$97/mo
Today · 4.125%
HK$3,746
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$197/mo
Deposit HK$573K · loan HK$700K · min. income ≈ HK$7,492/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,485
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,593
−HK$111/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$225/mo
Deposit HK$509K · loan HK$764K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,877
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$105/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$216/mo
Deposit HK$509K · loan HK$764K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,775
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$119/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$244/mo
Deposit HK$446K · loan HK$828K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$114/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$233/mo
Deposit HK$446K · loan HK$828K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$129/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$263/mo
Deposit HK$382K · loan HK$892K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,523
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$124/mo
Today · 4.125%
HK$4,768
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$251/mo
Deposit HK$382K · loan HK$892K · min. income ≈ HK$9,536/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$137/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$282/mo
Deposit HK$318K · loan HK$955K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$132/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$269/mo
Deposit HK$318K · loan HK$955K · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$147/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$301/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$141/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$156/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$319/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$149/mo
Today · 4.125%
HK$5,789
baseline
▲ 0.50% · 4.625%
HK$6,094
+HK$305/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,578/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$165/mo
Today · 4.125%
HK$5,555
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$338/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$11,110/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$159/mo
Today · 4.125%
HK$6,130
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$323/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$12,260/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).