▼ 0.50% · 3.625%
HK$4,423
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$139/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$134/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$274/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$153/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$315/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$147/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,006
+HK$301/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$167/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$344/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$161/mo
Today · 4.125%
HK$6,224
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$328/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$12,448/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$181/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$372/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$356/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$195/mo
Today · 4.125%
HK$6,580
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$401/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,160/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$188/mo
Today · 4.125%
HK$7,261
baseline
▲ 0.50% · 4.625%
HK$7,644
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,522/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,841
−HK$209/mo
Today · 4.125%
HK$7,050
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$429/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$14,100/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,381
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$200/mo
Today · 4.125%
HK$7,779
baseline
▲ 0.50% · 4.625%
HK$8,190
+HK$411/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$15,558/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,077
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,297
−HK$223/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$458/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,873
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,084
−HK$214/mo
Today · 4.125%
HK$8,298
baseline
▲ 0.50% · 4.625%
HK$8,736
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,596/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,519
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,753
−HK$238/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,477
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,365
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,589
−HK$228/mo
Today · 4.125%
HK$8,817
baseline
▲ 0.50% · 4.625%
HK$9,282
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,634/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,961
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,209
−HK$252/mo
Today · 4.125%
HK$8,461
baseline
▲ 0.50% · 4.625%
HK$8,975
+HK$514/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,922/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,857
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,094
−HK$241/mo
Today · 4.125%
HK$9,335
baseline
▲ 0.50% · 4.625%
HK$9,827
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,670/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).