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At today's rate and a 90% mortgage, the deposit on this unit is about HK$297K, with repayments around HK$12,960/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$25,920/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-15 | HK$2.80M | −15.7% 8.5y · −2.0%/yr |
| 2017-01-18 | HK$3.32M | +155.4% 7.1y · 22.0%/yr |
| 2010-01-21 | HK$1.30M | +10.2% |
| 2009-09-04 | HK$1.18M | +32.6% |
| 2007-12-27 | HK$890K | +56.1% |
| 2004-06-08 | HK$570K | +14.0% |
| 2004-04-24 | HK$500K | — |