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At today's rate and a 90% mortgage, the deposit on this unit is about HK$296K, with repayments around HK$12,901/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$296K · loan HK$2.66M · min. income ≈ HK$25,802/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-07-23 | HK$5.13M | +58.8% 3.6y · 16.0%/yr |
| 2014-12-04 | HK$3.23M | +25.7% |
| 2012-04-11 | HK$2.57M | +38.9% |
| 2010-06-04 | HK$1.85M | +55.5% |
| 2008-07-28 | HK$1.19M | +116.4% |
| 2003-12-19 | HK$550K | −59.0% |
| 1997-05-09 | HK$1.34M | +11.7% |
| 1997-01-18 | HK$1.20M | — |