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Crescira AVM · estimated value Medium confidence
HK$2.99M
≈ HK$9,494 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,045/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,275
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,657
−HK$388/mo
Today · 4.125%
HK$13,045
baseline
▲ 0.50% · 4.625%
HK$13,839
+HK$794/mo

Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,090/mo (50% DSR)

Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
B
Saleable Area
315 ft²
Gross Area
450 ft²
Efficiency
70%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2018-07-23 HK$5.13M +58.8%
3.6y
2014-12-04 HK$3.23M +25.7%
2012-04-11 HK$2.57M +38.9%
2010-06-04 HK$1.85M +55.5%
2008-07-28 HK$1.19M +116.4%
2003-12-19 HK$550K −59.0%
1997-05-09 HK$1.34M +11.7%
1997-01-18 HK$1.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 4 min walk · 243 m
Education
73
schools within 1 km (23 within 500 m)
Daily convenience
36
within 1 km (17 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 73 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com