▼ 0.50% · 3.625%
HK$2,570
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,650
−HK$81/mo
Today · 4.125%
HK$2,731
baseline
▲ 0.50% · 4.625%
HK$2,897
+HK$166/mo
Deposit HK$564K · loan HK$564K · min. income ≈ HK$5,462/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,859
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,936
−HK$77/mo
Today · 4.125%
HK$3,013
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$159/mo
Deposit HK$564K · loan HK$564K · min. income ≈ HK$6,026/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,827
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,915
−HK$89/mo
Today · 4.125%
HK$3,004
baseline
▲ 0.50% · 4.625%
HK$3,187
+HK$183/mo
Deposit HK$507K · loan HK$620K · min. income ≈ HK$6,008/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,145
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$86/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$174/mo
Deposit HK$507K · loan HK$620K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,084
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,180
−HK$97/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,477
+HK$200/mo
Deposit HK$451K · loan HK$676K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,523
−HK$93/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,807
+HK$191/mo
Deposit HK$451K · loan HK$676K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,341
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$105/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$216/mo
Deposit HK$394K · loan HK$733K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,717
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$101/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$207/mo
Deposit HK$394K · loan HK$733K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$113/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$233/mo
Deposit HK$338K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,441
+HK$222/mo
Deposit HK$338K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$122/mo
Today · 4.125%
HK$4,097
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$249/mo
Deposit HK$282K · loan HK$845K · min. income ≈ HK$8,194/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$117/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$238/mo
Deposit HK$282K · loan HK$845K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$130/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,636
+HK$266/mo
Deposit HK$225K · loan HK$902K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,574
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$124/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$255/mo
Deposit HK$225K · loan HK$902K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$138/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$282/mo
Deposit HK$169K · loan HK$958K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$132/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$270/mo
Deposit HK$169K · loan HK$958K · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$146/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$299/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$140/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,710
+HK$286/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).