▼ 0.50% · 3.625%
HK$2,379
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,453
−HK$75/mo
Today · 4.125%
HK$2,528
baseline
▲ 0.50% · 4.625%
HK$2,682
+HK$154/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,056/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,647
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$72/mo
Today · 4.125%
HK$2,790
baseline
▲ 0.50% · 4.625%
HK$2,937
+HK$147/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,580/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,617
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,698
−HK$83/mo
Today · 4.125%
HK$2,781
baseline
▲ 0.50% · 4.625%
HK$2,950
+HK$169/mo
Deposit HK$469K · loan HK$574K · min. income ≈ HK$5,562/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,911
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,989
−HK$79/mo
Today · 4.125%
HK$3,068
baseline
▲ 0.50% · 4.625%
HK$3,230
+HK$162/mo
Deposit HK$469K · loan HK$574K · min. income ≈ HK$6,136/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,944
−HK$90/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$184/mo
Deposit HK$417K · loan HK$626K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$86/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$177/mo
Deposit HK$417K · loan HK$626K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,093
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$98/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,487
+HK$200/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,533
−HK$93/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$192/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,330
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,434
−HK$105/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$216/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$100/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$206/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,568
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,679
−HK$113/mo
Today · 4.125%
HK$3,792
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$231/mo
Deposit HK$261K · loan HK$782K · min. income ≈ HK$7,584/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$108/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$221/mo
Deposit HK$261K · loan HK$782K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$120/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,291
+HK$246/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$115/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$235/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$128/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,559
+HK$261/mo
Deposit HK$156K · loan HK$887K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$122/mo
Today · 4.125%
HK$4,742
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$250/mo
Deposit HK$156K · loan HK$887K · min. income ≈ HK$9,484/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,415
−HK$136/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$276/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$129/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$265/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).