▼ 0.50% · 3.625%
HK$20,427
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,062
−HK$646/mo
Today · 4.125%
HK$21,708
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,416/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,724
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,334
−HK$618/mo
Today · 4.125%
HK$23,952
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,904/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,469
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,168
−HK$710/mo
Today · 4.125%
HK$23,878
baseline
▲ 0.50% · 4.625%
HK$25,331
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,756/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,997
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,667
−HK$680/mo
Today · 4.125%
HK$26,347
baseline
▲ 0.50% · 4.625%
HK$27,736
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,694/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,512
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,274
−HK$775/mo
Today · 4.125%
HK$26,049
baseline
▲ 0.50% · 4.625%
HK$27,634
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,098/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,269
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,001
−HK$742/mo
Today · 4.125%
HK$28,743
baseline
▲ 0.50% · 4.625%
HK$30,258
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,486/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,555
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,381
−HK$839/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,937
+HK$1,717/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,542
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,334
−HK$804/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$32,779
+HK$1,641/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,487
−HK$904/mo
Today · 4.125%
HK$30,391
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,782/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,814
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$866/mo
Today · 4.125%
HK$33,533
baseline
▲ 0.50% · 4.625%
HK$35,301
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,066/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,640
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,593
−HK$968/mo
Today · 4.125%
HK$32,561
baseline
▲ 0.50% · 4.625%
HK$34,543
+HK$1,982/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,122/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,087
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$35,001
−HK$927/mo
Today · 4.125%
HK$35,928
baseline
▲ 0.50% · 4.625%
HK$37,822
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,856/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,683
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,699
−HK$1,033/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,846
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,359
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,334
−HK$990/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,344
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,725
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,805
−HK$1,098/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$39,148
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,632
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,051/mo
Today · 4.125%
HK$40,719
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,438/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,768
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,912
−HK$1,162/mo
Today · 4.125%
HK$39,074
baseline
▲ 0.50% · 4.625%
HK$41,451
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,148/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,904
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,001
−HK$1,113/mo
Today · 4.125%
HK$43,114
baseline
▲ 0.50% · 4.625%
HK$45,387
+HK$2,273/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,228/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,742 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).