▼ 0.50% · 3.625%
HK$18,895
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,482
−HK$597/mo
Today · 4.125%
HK$20,079
baseline
▲ 0.50% · 4.625%
HK$21,301
+HK$1,222/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,158/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,020
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,584
−HK$572/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,784
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,431
−HK$656/mo
Today · 4.125%
HK$22,087
baseline
▲ 0.50% · 4.625%
HK$23,431
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,174/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,122
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,742
−HK$629/mo
Today · 4.125%
HK$24,371
baseline
▲ 0.50% · 4.625%
HK$25,656
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,742/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,674
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,379
−HK$716/mo
Today · 4.125%
HK$24,095
baseline
▲ 0.50% · 4.625%
HK$25,562
+HK$1,467/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,190/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,224
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,901
−HK$686/mo
Today · 4.125%
HK$26,587
baseline
▲ 0.50% · 4.625%
HK$27,988
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,174/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,327
−HK$776/mo
Today · 4.125%
HK$26,103
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,589/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,206/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,326
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,059
−HK$743/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,452
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,275
−HK$836/mo
Today · 4.125%
HK$28,111
baseline
▲ 0.50% · 4.625%
HK$29,822
+HK$1,711/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,222/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,217
−HK$801/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,653
+HK$1,635/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,342
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,224
−HK$895/mo
Today · 4.125%
HK$30,119
baseline
▲ 0.50% · 4.625%
HK$31,952
+HK$1,833/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,238/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,530
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,376
−HK$858/mo
Today · 4.125%
HK$33,234
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,468/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$955/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$34,082
+HK$1,955/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,632
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,534
−HK$915/mo
Today · 4.125%
HK$35,449
baseline
▲ 0.50% · 4.625%
HK$37,318
+HK$1,869/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,898/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,121
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$1,015/mo
Today · 4.125%
HK$34,135
baseline
▲ 0.50% · 4.625%
HK$36,212
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,270/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,734
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,692
−HK$973/mo
Today · 4.125%
HK$37,665
baseline
▲ 0.50% · 4.625%
HK$39,650
+HK$1,985/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,330/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,010
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,068
−HK$1,075/mo
Today · 4.125%
HK$36,143
baseline
▲ 0.50% · 4.625%
HK$38,342
+HK$2,199/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,286/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,836
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,851
−HK$1,029/mo
Today · 4.125%
HK$39,880
baseline
▲ 0.50% · 4.625%
HK$41,982
+HK$2,102/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,760/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,586 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).