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At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,255/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,510/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 7
- Saleable Area
- 323 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-08-29 | HK$4.00M | +61.3% 5.4y · 11.0%/yr |
| 2011-04-04 | HK$2.48M | +12.7% |
| 2010-09-10 | HK$2.20M | +11.1% |
| 2010-05-14 | HK$1.98M | +7.0% |
| 2010-04-16 | HK$1.85M | +77.9% |
| 2005-04-12 | HK$1.04M | +40.5% |
| 2003-02-08 | HK$740K | +12.1% |
| 2003-01-04 | HK$660K | — |