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Crescira AVM · estimated value Medium confidence
HK$3.50M
≈ HK$10,844 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,279/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,377
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,824
−HK$455/mo
Today · 4.125%
HK$15,279
baseline
▲ 0.50% · 4.625%
HK$16,208
+HK$929/mo

Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,558/mo (50% DSR)

Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 4 min walk · 308 m
Education
37
schools within 1 km (14 within 500 m)
Daily convenience
42
within 1 km (30 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
1/F
Flat
6
Saleable Area
323 Saleable ft²
Gross Area
450 ft²
Efficiency
72%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2018-05-17 HK$5.55M +152.3%
2011-10-20 HK$2.20M +0.9%
2010-12-03 HK$2.18M +24.6%
2010-03-02 HK$1.75M +32.6%
2008-05-06 HK$1.32M +17.9%
2006-07-27 HK$1.12M +8.7%
2006-05-09 HK$1.03M +3.0%
2005-10-28 HK$1.00M −2.9%
2004-04-13 HK$1.03M +35.5%
2003-12-17 HK$760K +16.9%
2003-10-10 HK$650K −22.6%
1999-02-10 HK$840K −58.6%
1997-07-16 HK$2.03M +13.4%
1997-03-22 HK$1.79M +24.3%
1996-12-06 HK$1.44M
Data sourced from Renavon.com