▼ 0.50% · 3.625%
HK$6,095
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$193/mo
Today · 4.125%
HK$6,478
baseline
▲ 0.50% · 4.625%
HK$6,872
+HK$394/mo
Deposit HK$1.34M · loan HK$1.34M · min. income ≈ HK$12,956/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,781
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,963
−HK$185/mo
Today · 4.125%
HK$7,148
baseline
▲ 0.50% · 4.625%
HK$7,524
+HK$376/mo
Deposit HK$1.34M · loan HK$1.34M · min. income ≈ HK$14,296/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,705
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$212/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$433/mo
Deposit HK$1.20M · loan HK$1.47M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,459
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,659
−HK$203/mo
Today · 4.125%
HK$7,862
baseline
▲ 0.50% · 4.625%
HK$8,277
+HK$415/mo
Deposit HK$1.20M · loan HK$1.47M · min. income ≈ HK$15,724/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,315
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$231/mo
Today · 4.125%
HK$7,773
baseline
▲ 0.50% · 4.625%
HK$8,246
+HK$473/mo
Deposit HK$1.07M · loan HK$1.60M · min. income ≈ HK$15,546/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,137
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,356
−HK$221/mo
Today · 4.125%
HK$8,577
baseline
▲ 0.50% · 4.625%
HK$9,029
+HK$452/mo
Deposit HK$1.07M · loan HK$1.60M · min. income ≈ HK$17,154/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,924
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,171
−HK$250/mo
Today · 4.125%
HK$8,421
baseline
▲ 0.50% · 4.625%
HK$8,933
+HK$512/mo
Deposit HK$936K · loan HK$1.74M · min. income ≈ HK$16,842/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,816
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,052
−HK$240/mo
Today · 4.125%
HK$9,292
baseline
▲ 0.50% · 4.625%
HK$9,782
+HK$490/mo
Deposit HK$936K · loan HK$1.74M · min. income ≈ HK$18,584/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,534
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,799
−HK$270/mo
Today · 4.125%
HK$9,069
baseline
▲ 0.50% · 4.625%
HK$9,621
+HK$552/mo
Deposit HK$802K · loan HK$1.87M · min. income ≈ HK$18,138/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,494
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,748
−HK$259/mo
Today · 4.125%
HK$10,007
baseline
▲ 0.50% · 4.625%
HK$10,534
+HK$527/mo
Deposit HK$802K · loan HK$1.87M · min. income ≈ HK$20,014/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,143
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,428
−HK$289/mo
Today · 4.125%
HK$9,717
baseline
▲ 0.50% · 4.625%
HK$10,308
+HK$591/mo
Deposit HK$668K · loan HK$2.00M · min. income ≈ HK$19,434/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,172
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,445
−HK$276/mo
Today · 4.125%
HK$10,721
baseline
▲ 0.50% · 4.625%
HK$11,286
+HK$565/mo
Deposit HK$668K · loan HK$2.00M · min. income ≈ HK$21,442/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,753
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,056
−HK$308/mo
Today · 4.125%
HK$10,364
baseline
▲ 0.50% · 4.625%
HK$10,995
+HK$631/mo
Deposit HK$535K · loan HK$2.14M · min. income ≈ HK$20,728/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,850
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,141
−HK$295/mo
Today · 4.125%
HK$11,436
baseline
▲ 0.50% · 4.625%
HK$12,039
+HK$603/mo
Deposit HK$535K · loan HK$2.14M · min. income ≈ HK$22,872/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,362
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,685
−HK$327/mo
Today · 4.125%
HK$11,012
baseline
▲ 0.50% · 4.625%
HK$11,682
+HK$670/mo
Deposit HK$401K · loan HK$2.27M · min. income ≈ HK$22,024/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,528
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,837
−HK$314/mo
Today · 4.125%
HK$12,151
baseline
▲ 0.50% · 4.625%
HK$12,791
+HK$640/mo
Deposit HK$401K · loan HK$2.27M · min. income ≈ HK$24,302/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,972
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,313
−HK$347/mo
Today · 4.125%
HK$11,660
baseline
▲ 0.50% · 4.625%
HK$12,369
+HK$709/mo
Deposit HK$267K · loan HK$2.41M · min. income ≈ HK$23,320/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,206
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,533
−HK$333/mo
Today · 4.125%
HK$12,866
baseline
▲ 0.50% · 4.625%
HK$13,544
+HK$678/mo
Deposit HK$267K · loan HK$2.41M · min. income ≈ HK$25,732/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).