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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,406/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.77M · min. income ≈ HK$26,812/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- NO. 287
- Saleable Area
- 475 Saleable ft²
- Gross Area
- 800 ft²
- Efficiency
- 59%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-22 | HK$3.00M | +15.4% 5.0y · 3.0%/yr |
| 2016-04-01 | HK$2.60M | +22.6% 4.0y · 6.0%/yr |
| 2012-03-28 | HK$2.12M | +138.2% |
| 2006-11-10 | HK$890K | +27.1% |
| 2005-10-22 | HK$700K | — |