▼ 0.50% · 3.625%
HK$2,496
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,574
−HK$79/mo
Today · 4.125%
HK$2,653
baseline
▲ 0.50% · 4.625%
HK$2,814
+HK$161/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,306/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,777
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$75/mo
Today · 4.125%
HK$2,927
baseline
▲ 0.50% · 4.625%
HK$3,081
+HK$154/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,854/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$87/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,096
+HK$178/mo
Deposit HK$493K · loan HK$602K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$83/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$169/mo
Deposit HK$493K · loan HK$602K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$94/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$194/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$90/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$186/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$103/mo
Today · 4.125%
HK$3,449
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$209/mo
Deposit HK$383K · loan HK$712K · min. income ≈ HK$6,898/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,610
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$98/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$201/mo
Deposit HK$383K · loan HK$712K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$111/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$106/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$118/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$242/mo
Deposit HK$274K · loan HK$821K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$114/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$231/mo
Deposit HK$274K · loan HK$821K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$126/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$259/mo
Deposit HK$219K · loan HK$876K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$121/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$247/mo
Deposit HK$219K · loan HK$876K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$134/mo
Today · 4.125%
HK$4,510
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$274/mo
Deposit HK$164K · loan HK$931K · min. income ≈ HK$9,020/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$128/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$262/mo
Deposit HK$164K · loan HK$931K · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$291/mo
Deposit HK$109K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$277/mo
Deposit HK$109K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).