▼ 0.50% · 3.625%
HK$2,787
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$180/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$85/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$172/mo
Deposit HK$611K · loan HK$611K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,162
−HK$96/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$199/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$92/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$190/mo
Deposit HK$550K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,345
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$106/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,771
+HK$216/mo
Deposit HK$489K · loan HK$733K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,821
−HK$101/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$207/mo
Deposit HK$489K · loan HK$733K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,624
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$115/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,085
+HK$234/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$110/mo
Today · 4.125%
HK$4,249
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$224/mo
Deposit HK$428K · loan HK$795K · min. income ≈ HK$8,498/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,902
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$123/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$252/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$118/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$241/mo
Deposit HK$367K · loan HK$856K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$132/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$271/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$127/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$258/mo
Deposit HK$306K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$141/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$288/mo
Deposit HK$244K · loan HK$978K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$135/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$275/mo
Deposit HK$244K · loan HK$978K · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$143/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$159/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$324/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$152/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).