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Crescira AVM · estimated value Medium confidence
HK$2.49M
≈ HK$11,539 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$249K, with repayments around HK$10,871/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,230
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,548
−HK$323/mo
Today · 4.125%
HK$10,871
baseline
▲ 0.50% · 4.625%
HK$11,533
+HK$662/mo

Deposit HK$249K · loan HK$2.24M · min. income ≈ HK$21,742/mo (50% DSR)

Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
4
Saleable Area
216 ft²
Gross Area
296 ft²
Efficiency
73%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2013-06-06 HK$2.27M +112.1%
2010-01-07 HK$1.07M +16.3%
2008-05-16 HK$920K +26.0%
2007-04-10 HK$730K −2.7%
2006-10-11 HK$750K +33.9%
2004-04-07 HK$560K +43.6%
2003-01-03 HK$390K −22.0%
2003-01-03 HK$500K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 6 min walk · 411 m
Education
58
schools within 1 km (18 within 500 m)
Daily convenience
57
within 1 km (11 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ho Man Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com