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At today's rate and a 90% mortgage, the deposit on this unit is about HK$292K, with repayments around HK$12,751/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$292K · loan HK$2.63M · min. income ≈ HK$25,502/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 2
- Saleable Area
- 258 Saleable ft²
- Gross Area
- 329 ft²
- Efficiency
- 78%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-05 | HK$3.70M | −17.8% 2.1y · −9.0%/yr |
| 2019-12-10 | HK$4.50M | +125.0% 6.9y · 18.0%/yr |
| 2013-01-15 | HK$2.00M | +110.5% |
| 2008-05-27 | HK$950K | +58.3% |
| 2005-07-26 | HK$600K | −23.1% |
| 2005-07-26 | HK$780K | — |