▼ 0.50% · 3.625%
HK$21,493
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,161
−HK$680/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,230
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,910
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,552
−HK$650/mo
Today · 4.125%
HK$25,202
baseline
▲ 0.50% · 4.625%
HK$26,531
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,404/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,642
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,377
−HK$748/mo
Today · 4.125%
HK$25,125
baseline
▲ 0.50% · 4.625%
HK$26,653
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,250/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,302
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$27,007
−HK$715/mo
Today · 4.125%
HK$27,722
baseline
▲ 0.50% · 4.625%
HK$29,184
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,444/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,791
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$815/mo
Today · 4.125%
HK$27,409
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,818/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,462
−HK$781/mo
Today · 4.125%
HK$30,243
baseline
▲ 0.50% · 4.625%
HK$31,837
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,486/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,810
−HK$883/mo
Today · 4.125%
HK$29,693
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,806/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,386/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,084
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,917
−HK$846/mo
Today · 4.125%
HK$32,763
baseline
▲ 0.50% · 4.625%
HK$34,490
+HK$1,727/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,526/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,090
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,026
−HK$951/mo
Today · 4.125%
HK$31,977
baseline
▲ 0.50% · 4.625%
HK$33,922
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,954/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,475
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,372
−HK$911/mo
Today · 4.125%
HK$35,283
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$1,860/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,566/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,239
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,242
−HK$1,019/mo
Today · 4.125%
HK$34,261
baseline
▲ 0.50% · 4.625%
HK$36,345
+HK$2,084/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,522/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,866
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,828
−HK$975/mo
Today · 4.125%
HK$37,803
baseline
▲ 0.50% · 4.625%
HK$39,796
+HK$1,993/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,606/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,388
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,458
−HK$1,087/mo
Today · 4.125%
HK$36,545
baseline
▲ 0.50% · 4.625%
HK$38,769
+HK$2,224/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,090/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,257
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,283
−HK$1,041/mo
Today · 4.125%
HK$40,324
baseline
▲ 0.50% · 4.625%
HK$42,449
+HK$2,125/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,648/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,538
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,674
−HK$1,155/mo
Today · 4.125%
HK$38,829
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,363/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,658/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,648
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,738
−HK$1,106/mo
Today · 4.125%
HK$42,844
baseline
▲ 0.50% · 4.625%
HK$45,102
+HK$2,258/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,688/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,687
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,890
−HK$1,223/mo
Today · 4.125%
HK$41,113
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,502/mo
Deposit HK$943K · loan HK$8.48M · min. income ≈ HK$82,226/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,039
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,193
−HK$1,171/mo
Today · 4.125%
HK$45,364
baseline
▲ 0.50% · 4.625%
HK$47,755
+HK$2,391/mo
Deposit HK$943K · loan HK$8.48M · min. income ≈ HK$90,728/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).