▼ 0.50% · 3.625%
HK$2,633
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,715
−HK$83/mo
Today · 4.125%
HK$2,798
baseline
▲ 0.50% · 4.625%
HK$2,969
+HK$171/mo
Deposit HK$577K · loan HK$577K · min. income ≈ HK$5,596/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,929
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,008
−HK$80/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,250
+HK$162/mo
Deposit HK$577K · loan HK$577K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,896
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,987
−HK$91/mo
Today · 4.125%
HK$3,078
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$187/mo
Deposit HK$520K · loan HK$635K · min. income ≈ HK$6,156/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$87/mo
Today · 4.125%
HK$3,396
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$179/mo
Deposit HK$520K · loan HK$635K · min. income ≈ HK$6,792/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,258
−HK$100/mo
Today · 4.125%
HK$3,358
baseline
▲ 0.50% · 4.625%
HK$3,562
+HK$204/mo
Deposit HK$462K · loan HK$693K · min. income ≈ HK$6,716/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,515
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$96/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$195/mo
Deposit HK$462K · loan HK$693K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$108/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$221/mo
Deposit HK$404K · loan HK$751K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$104/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$211/mo
Deposit HK$404K · loan HK$751K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$117/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,156
+HK$238/mo
Deposit HK$346K · loan HK$808K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$112/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$227/mo
Deposit HK$346K · loan HK$808K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$124/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$256/mo
Deposit HK$289K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$119/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$245/mo
Deposit HK$289K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$133/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$273/mo
Deposit HK$231K · loan HK$924K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$127/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$261/mo
Deposit HK$231K · loan HK$924K · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$141/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$289/mo
Deposit HK$173K · loan HK$982K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$136/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$277/mo
Deposit HK$173K · loan HK$982K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$150/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$306/mo
Deposit HK$115K · loan HK$1.04M · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$144/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$293/mo
Deposit HK$115K · loan HK$1.04M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).