▼ 0.50% · 3.625%
HK$2,836
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,924
−HK$90/mo
Today · 4.125%
HK$3,014
baseline
▲ 0.50% · 4.625%
HK$3,197
+HK$183/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,028/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,155
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$86/mo
Today · 4.125%
HK$3,325
baseline
▲ 0.50% · 4.625%
HK$3,500
+HK$175/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,650/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$99/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,517
+HK$202/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,470
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$95/mo
Today · 4.125%
HK$3,658
baseline
▲ 0.50% · 4.625%
HK$3,850
+HK$192/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$7,316/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$107/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$220/mo
Deposit HK$497K · loan HK$746K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$103/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$210/mo
Deposit HK$497K · loan HK$746K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$117/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,156
+HK$238/mo
Deposit HK$435K · loan HK$808K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$112/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,551
+HK$228/mo
Deposit HK$435K · loan HK$808K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$126/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$257/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$120/mo
Today · 4.125%
HK$4,655
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$246/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$9,310/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$134/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$275/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$129/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$263/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$144/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$293/mo
Deposit HK$249K · loan HK$995K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$137/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$281/mo
Deposit HK$249K · loan HK$995K · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$152/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$146/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,951
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$154/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$316/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).