▼ 0.50% · 3.625%
HK$2,713
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$86/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,058
+HK$175/mo
Deposit HK$595K · loan HK$595K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$82/mo
Today · 4.125%
HK$3,181
baseline
▲ 0.50% · 4.625%
HK$3,349
+HK$168/mo
Deposit HK$595K · loan HK$595K · min. income ≈ HK$6,362/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,984
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$94/mo
Today · 4.125%
HK$3,171
baseline
▲ 0.50% · 4.625%
HK$3,364
+HK$193/mo
Deposit HK$535K · loan HK$654K · min. income ≈ HK$6,342/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$90/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$185/mo
Deposit HK$535K · loan HK$654K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,255
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$103/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$210/mo
Deposit HK$476K · loan HK$714K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$98/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$201/mo
Deposit HK$476K · loan HK$714K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,527
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$112/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,976
+HK$228/mo
Deposit HK$416K · loan HK$773K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,923
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$106/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,353
+HK$218/mo
Deposit HK$416K · loan HK$773K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,798
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$120/mo
Today · 4.125%
HK$4,036
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$246/mo
Deposit HK$357K · loan HK$833K · min. income ≈ HK$8,072/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$114/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$235/mo
Deposit HK$357K · loan HK$833K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$128/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$264/mo
Deposit HK$297K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$124/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$251/mo
Deposit HK$297K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$137/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$280/mo
Deposit HK$238K · loan HK$952K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$132/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$268/mo
Deposit HK$238K · loan HK$952K · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$146/mo
Today · 4.125%
HK$4,901
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$298/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,802/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,131
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$140/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,693
+HK$285/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$154/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$148/mo
Today · 4.125%
HK$5,726
baseline
▲ 0.50% · 4.625%
HK$6,028
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,452/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).