▼ 0.50% · 3.625%
HK$2,883
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,973
−HK$91/mo
Today · 4.125%
HK$3,064
baseline
▲ 0.50% · 4.625%
HK$3,250
+HK$186/mo
Deposit HK$632K · loan HK$632K · min. income ≈ HK$6,128/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,207
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,293
−HK$88/mo
Today · 4.125%
HK$3,381
baseline
▲ 0.50% · 4.625%
HK$3,559
+HK$178/mo
Deposit HK$632K · loan HK$632K · min. income ≈ HK$6,762/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,171
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,270
−HK$100/mo
Today · 4.125%
HK$3,370
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$205/mo
Deposit HK$569K · loan HK$695K · min. income ≈ HK$6,740/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,623
−HK$96/mo
Today · 4.125%
HK$3,719
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$196/mo
Deposit HK$569K · loan HK$695K · min. income ≈ HK$7,438/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,460
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,567
−HK$109/mo
Today · 4.125%
HK$3,676
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$224/mo
Deposit HK$506K · loan HK$759K · min. income ≈ HK$7,352/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$105/mo
Today · 4.125%
HK$4,057
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$213/mo
Deposit HK$506K · loan HK$759K · min. income ≈ HK$8,114/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$119/mo
Today · 4.125%
HK$3,983
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$242/mo
Deposit HK$443K · loan HK$822K · min. income ≈ HK$7,966/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$114/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$231/mo
Deposit HK$443K · loan HK$822K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$127/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$261/mo
Deposit HK$379K · loan HK$885K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$122/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$249/mo
Deposit HK$379K · loan HK$885K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$137/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$279/mo
Deposit HK$316K · loan HK$948K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$131/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$267/mo
Deposit HK$316K · loan HK$948K · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$146/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,200
+HK$298/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,269
−HK$140/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$285/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$190K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$148/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$303/mo
Deposit HK$190K · loan HK$1.07M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,351
−HK$164/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$335/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$157/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$321/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).