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Crescira AVM · estimated value Medium confidence
HK$4.75M
≈ HK$13,315 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,734/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,510
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,117
−HK$617/mo
Today · 4.125%
HK$20,734
baseline
▲ 0.50% · 4.625%
HK$21,996
+HK$1,262/mo

Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,468/mo (50% DSR)

Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,849 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
19/F
Flat
C
Saleable Area
357 ft²
Gross Area
445 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2015-02-24 HK$4.05M +85.8%
2011-02-11 HK$2.18M −22.1%
1998-01-08 HK$2.80M +10.7%
1997-07-09 HK$2.53M +7.7%
1997-05-05 HK$2.35M +14.6%
1997-01-27 HK$2.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 9 min walk · 656 m
Education
56
schools within 1 km (17 within 500 m)
Daily convenience
56
within 1 km (12 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com