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Crescira AVM · estimated value Medium confidence
HK$4.63M
≈ HK$12,955 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,174/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,984
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,574
−HK$600/mo
Today · 4.125%
HK$20,174
baseline
▲ 0.50% · 4.625%
HK$21,401
+HK$1,227/mo

Deposit HK$463K · loan HK$4.16M · min. income ≈ HK$40,348/mo (50% DSR)

Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$80,009 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
C
Saleable Area
357 ft²
Gross Area
445 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2026-03-11 HK$3.99M −0.2%
3.1y
2023-02-16 HK$4.00M +292.2%
18.8y
2004-06-17 HK$1.02M −58.4%
7.0y
1997-06-23 HK$2.45M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 9 min walk · 656 m
Education
56
schools within 1 km (17 within 500 m)
Daily convenience
56
within 1 km (12 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com