▼ 0.50% · 3.625%
HK$3,240
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,341
−HK$102/mo
Today · 4.125%
HK$3,443
baseline
▲ 0.50% · 4.625%
HK$3,652
+HK$209/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$6,886/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,604
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,701
−HK$98/mo
Today · 4.125%
HK$3,799
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$200/mo
Deposit HK$710K · loan HK$710K · min. income ≈ HK$7,598/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$112/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$231/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$108/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$220/mo
Deposit HK$639K · loan HK$781K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$122/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$252/mo
Deposit HK$568K · loan HK$852K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,325
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$118/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$240/mo
Deposit HK$568K · loan HK$852K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,212
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$133/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$272/mo
Deposit HK$497K · loan HK$924K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$128/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$260/mo
Deposit HK$497K · loan HK$924K · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$143/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$293/mo
Deposit HK$426K · loan HK$995K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$137/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$281/mo
Deposit HK$426K · loan HK$995K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,011
−HK$153/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$315/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$147/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$5,999
+HK$301/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,184
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$164/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$335/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$157/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,399
+HK$321/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,508
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$174/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$167/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,799
+HK$341/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,832
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,013
−HK$184/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$377/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,488
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,662
−HK$176/mo
Today · 4.125%
HK$6,838
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,676/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).