▼ 0.50% · 3.625%
HK$2,892
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,982
−HK$91/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$187/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$87/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$179/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,181
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,280
−HK$101/mo
Today · 4.125%
HK$3,381
baseline
▲ 0.50% · 4.625%
HK$3,587
+HK$206/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$6,762/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,539
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,634
−HK$96/mo
Today · 4.125%
HK$3,730
baseline
▲ 0.50% · 4.625%
HK$3,927
+HK$197/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$7,460/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,471
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,578
−HK$110/mo
Today · 4.125%
HK$3,688
baseline
▲ 0.50% · 4.625%
HK$3,913
+HK$225/mo
Deposit HK$507K · loan HK$761K · min. income ≈ HK$7,376/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$106/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$214/mo
Deposit HK$507K · loan HK$761K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,760
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$119/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$243/mo
Deposit HK$444K · loan HK$824K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,295
−HK$114/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$232/mo
Deposit HK$444K · loan HK$824K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$128/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$262/mo
Deposit HK$380K · loan HK$888K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$123/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$250/mo
Deposit HK$380K · loan HK$888K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$137/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$281/mo
Deposit HK$317K · loan HK$951K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$131/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$268/mo
Deposit HK$317K · loan HK$951K · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$147/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$299/mo
Deposit HK$254K · loan HK$1.01M · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$140/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$286/mo
Deposit HK$254K · loan HK$1.01M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$155/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,206
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$164/mo
Today · 4.125%
HK$5,532
baseline
▲ 0.50% · 4.625%
HK$5,869
+HK$337/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,064/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,791
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$157/mo
Today · 4.125%
HK$6,104
baseline
▲ 0.50% · 4.625%
HK$6,426
+HK$322/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,208/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).