▼ 0.50% · 3.625%
HK$3,547
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$112/mo
Today · 4.125%
HK$3,770
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$229/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$7,540/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$108/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$219/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,902
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$124/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$252/mo
Deposit HK$700K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$119/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$241/mo
Deposit HK$700K · loan HK$856K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$135/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$275/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$129/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$263/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$146/mo
Today · 4.125%
HK$4,901
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$298/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$9,802/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$140/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,693
+HK$285/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$157/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$321/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$150/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$168/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$5,999
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$161/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$180/mo
Today · 4.125%
HK$6,032
baseline
▲ 0.50% · 4.625%
HK$6,399
+HK$367/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$12,064/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,314
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$171/mo
Today · 4.125%
HK$6,655
baseline
▲ 0.50% · 4.625%
HK$7,006
+HK$351/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$13,310/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$191/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,799
+HK$390/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$182/mo
Today · 4.125%
HK$7,071
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$373/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,142/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$202/mo
Today · 4.125%
HK$6,786
baseline
▲ 0.50% · 4.625%
HK$7,199
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,572/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,104
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$193/mo
Today · 4.125%
HK$7,487
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,974/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).