▼ 0.50% · 3.625%
HK$2,708
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,792
−HK$85/mo
Today · 4.125%
HK$2,877
baseline
▲ 0.50% · 4.625%
HK$3,053
+HK$176/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$5,754/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,012
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$82/mo
Today · 4.125%
HK$3,175
baseline
▲ 0.50% · 4.625%
HK$3,342
+HK$167/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$6,350/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,978
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$94/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,358
+HK$193/mo
Deposit HK$534K · loan HK$653K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,313
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,402
−HK$90/mo
Today · 4.125%
HK$3,492
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$185/mo
Deposit HK$534K · loan HK$653K · min. income ≈ HK$6,984/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,249
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,350
−HK$103/mo
Today · 4.125%
HK$3,453
baseline
▲ 0.50% · 4.625%
HK$3,663
+HK$210/mo
Deposit HK$475K · loan HK$712K · min. income ≈ HK$6,906/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$98/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,011
+HK$201/mo
Deposit HK$475K · loan HK$712K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$112/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$227/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$106/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$218/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$119/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$246/mo
Deposit HK$356K · loan HK$831K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$115/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$234/mo
Deposit HK$356K · loan HK$831K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$128/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$263/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$122/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$251/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$137/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$280/mo
Deposit HK$237K · loan HK$950K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$131/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$268/mo
Deposit HK$237K · loan HK$950K · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$146/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$297/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$139/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$285/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$154/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$148/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$301/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).