▼ 0.50% · 3.625%
HK$2,798
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,885
−HK$89/mo
Today · 4.125%
HK$2,974
baseline
▲ 0.50% · 4.625%
HK$3,155
+HK$181/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$5,948/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,113
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$84/mo
Today · 4.125%
HK$3,281
baseline
▲ 0.50% · 4.625%
HK$3,454
+HK$173/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$6,562/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$97/mo
Today · 4.125%
HK$3,271
baseline
▲ 0.50% · 4.625%
HK$3,470
+HK$199/mo
Deposit HK$552K · loan HK$675K · min. income ≈ HK$6,542/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,424
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$93/mo
Today · 4.125%
HK$3,609
baseline
▲ 0.50% · 4.625%
HK$3,800
+HK$191/mo
Deposit HK$552K · loan HK$675K · min. income ≈ HK$7,218/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$107/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$491K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$102/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$207/mo
Deposit HK$491K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$235/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$110/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$225/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,040
−HK$123/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,417
+HK$254/mo
Deposit HK$368K · loan HK$859K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$119/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$242/mo
Deposit HK$368K · loan HK$859K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,328
−HK$133/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$271/mo
Deposit HK$307K · loan HK$920K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$127/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$259/mo
Deposit HK$307K · loan HK$920K · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,477
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,617
−HK$141/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$290/mo
Deposit HK$245K · loan HK$982K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,115
−HK$135/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$277/mo
Deposit HK$245K · loan HK$982K · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$308/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$159/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$326/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$152/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$312/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).