▼ 0.50% · 3.625%
HK$2,201
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,270
−HK$69/mo
Today · 4.125%
HK$2,339
baseline
▲ 0.50% · 4.625%
HK$2,481
+HK$142/mo
Deposit HK$483K · loan HK$483K · min. income ≈ HK$4,678/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,449
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,514
−HK$67/mo
Today · 4.125%
HK$2,581
baseline
▲ 0.50% · 4.625%
HK$2,717
+HK$136/mo
Deposit HK$483K · loan HK$483K · min. income ≈ HK$5,162/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,421
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,496
−HK$77/mo
Today · 4.125%
HK$2,573
baseline
▲ 0.50% · 4.625%
HK$2,730
+HK$157/mo
Deposit HK$434K · loan HK$531K · min. income ≈ HK$5,146/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,766
−HK$73/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$2,989
+HK$150/mo
Deposit HK$434K · loan HK$531K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,641
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,723
−HK$84/mo
Today · 4.125%
HK$2,807
baseline
▲ 0.50% · 4.625%
HK$2,978
+HK$171/mo
Deposit HK$386K · loan HK$579K · min. income ≈ HK$5,614/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,938
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,017
−HK$80/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$163/mo
Deposit HK$386K · loan HK$579K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,861
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,950
−HK$91/mo
Today · 4.125%
HK$3,041
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$185/mo
Deposit HK$338K · loan HK$627K · min. income ≈ HK$6,082/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,269
−HK$86/mo
Today · 4.125%
HK$3,355
baseline
▲ 0.50% · 4.625%
HK$3,532
+HK$177/mo
Deposit HK$338K · loan HK$627K · min. income ≈ HK$6,710/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$98/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$199/mo
Deposit HK$290K · loan HK$676K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,428
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,520
−HK$93/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$191/mo
Deposit HK$290K · loan HK$676K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$105/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,722
+HK$213/mo
Deposit HK$241K · loan HK$724K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$100/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,075
+HK$204/mo
Deposit HK$241K · loan HK$724K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$112/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$227/mo
Deposit HK$193K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$107/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$217/mo
Deposit HK$193K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$118/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$145K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$114/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$231/mo
Deposit HK$145K · loan HK$820K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$125/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$257/mo
Deposit HK$97K · loan HK$869K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$120/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$245/mo
Deposit HK$97K · loan HK$869K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).