▼ 0.50% · 3.625%
HK$2,376
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,450
−HK$75/mo
Today · 4.125%
HK$2,525
baseline
▲ 0.50% · 4.625%
HK$2,678
+HK$153/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,050/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,643
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,714
−HK$72/mo
Today · 4.125%
HK$2,786
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$146/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,572/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,613
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,694
−HK$83/mo
Today · 4.125%
HK$2,777
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$169/mo
Deposit HK$469K · loan HK$573K · min. income ≈ HK$5,554/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,907
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$79/mo
Today · 4.125%
HK$3,064
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$162/mo
Deposit HK$469K · loan HK$573K · min. income ≈ HK$6,128/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,939
−HK$91/mo
Today · 4.125%
HK$3,030
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$184/mo
Deposit HK$417K · loan HK$625K · min. income ≈ HK$6,060/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,171
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,256
−HK$87/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$176/mo
Deposit HK$417K · loan HK$625K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,088
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$98/mo
Today · 4.125%
HK$3,282
baseline
▲ 0.50% · 4.625%
HK$3,482
+HK$200/mo
Deposit HK$365K · loan HK$677K · min. income ≈ HK$6,564/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,528
−HK$93/mo
Today · 4.125%
HK$3,621
baseline
▲ 0.50% · 4.625%
HK$3,812
+HK$191/mo
Deposit HK$365K · loan HK$677K · min. income ≈ HK$7,242/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$105/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$216/mo
Deposit HK$313K · loan HK$729K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$101/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$205/mo
Deposit HK$313K · loan HK$729K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$113/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$230/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$107/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$221/mo
Deposit HK$260K · loan HK$781K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,801
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$120/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$246/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$115/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$235/mo
Deposit HK$208K · loan HK$833K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$128/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$261/mo
Deposit HK$156K · loan HK$886K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$123/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$249/mo
Deposit HK$156K · loan HK$886K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$135/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$277/mo
Deposit HK$104K · loan HK$938K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$129/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$264/mo
Deposit HK$104K · loan HK$938K · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).