▼ 0.50% · 3.625%
HK$2,194
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,263
−HK$69/mo
Today · 4.125%
HK$2,332
baseline
▲ 0.50% · 4.625%
HK$2,474
+HK$142/mo
Deposit HK$481K · loan HK$481K · min. income ≈ HK$4,664/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,441
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,507
−HK$66/mo
Today · 4.125%
HK$2,573
baseline
▲ 0.50% · 4.625%
HK$2,709
+HK$136/mo
Deposit HK$481K · loan HK$481K · min. income ≈ HK$5,146/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,414
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,489
−HK$76/mo
Today · 4.125%
HK$2,565
baseline
▲ 0.50% · 4.625%
HK$2,721
+HK$156/mo
Deposit HK$433K · loan HK$529K · min. income ≈ HK$5,130/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,685
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,757
−HK$73/mo
Today · 4.125%
HK$2,830
baseline
▲ 0.50% · 4.625%
HK$2,979
+HK$149/mo
Deposit HK$433K · loan HK$529K · min. income ≈ HK$5,660/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,633
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,715
−HK$83/mo
Today · 4.125%
HK$2,798
baseline
▲ 0.50% · 4.625%
HK$2,969
+HK$171/mo
Deposit HK$385K · loan HK$577K · min. income ≈ HK$5,596/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,929
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,008
−HK$80/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,250
+HK$162/mo
Deposit HK$385K · loan HK$577K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,853
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,941
−HK$90/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,216
+HK$185/mo
Deposit HK$337K · loan HK$625K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,173
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,259
−HK$86/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$176/mo
Deposit HK$337K · loan HK$625K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$97/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,463
+HK$198/mo
Deposit HK$289K · loan HK$674K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$93/mo
Today · 4.125%
HK$3,602
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$190/mo
Deposit HK$289K · loan HK$674K · min. income ≈ HK$7,204/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,394
−HK$104/mo
Today · 4.125%
HK$3,498
baseline
▲ 0.50% · 4.625%
HK$3,711
+HK$213/mo
Deposit HK$241K · loan HK$722K · min. income ≈ HK$6,996/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,662
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$100/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$203/mo
Deposit HK$241K · loan HK$722K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,511
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$111/mo
Today · 4.125%
HK$3,731
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$227/mo
Deposit HK$192K · loan HK$770K · min. income ≈ HK$7,462/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$106/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$217/mo
Deposit HK$192K · loan HK$770K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$118/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$241/mo
Deposit HK$144K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$113/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$231/mo
Deposit HK$144K · loan HK$818K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$124/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$256/mo
Deposit HK$96K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,394
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$119/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$245/mo
Deposit HK$96K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).