▼ 0.50% · 3.625%
HK$2,741
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$87/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,090
+HK$177/mo
Deposit HK$601K · loan HK$601K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,049
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,131
−HK$83/mo
Today · 4.125%
HK$3,214
baseline
▲ 0.50% · 4.625%
HK$3,383
+HK$169/mo
Deposit HK$601K · loan HK$601K · min. income ≈ HK$6,428/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,015
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,109
−HK$95/mo
Today · 4.125%
HK$3,204
baseline
▲ 0.50% · 4.625%
HK$3,399
+HK$195/mo
Deposit HK$541K · loan HK$661K · min. income ≈ HK$6,408/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$91/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,721
+HK$186/mo
Deposit HK$541K · loan HK$661K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,289
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$104/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,708
+HK$213/mo
Deposit HK$481K · loan HK$721K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$100/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$203/mo
Deposit HK$481K · loan HK$721K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$112/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$231/mo
Deposit HK$421K · loan HK$781K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$108/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,398
+HK$220/mo
Deposit HK$421K · loan HK$781K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$122/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$248/mo
Deposit HK$361K · loan HK$841K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$361K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,239
−HK$130/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,635
+HK$266/mo
Deposit HK$300K · loan HK$901K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,574
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$125/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,075
+HK$254/mo
Deposit HK$300K · loan HK$901K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$138/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$284/mo
Deposit HK$240K · loan HK$962K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,009
−HK$133/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$271/mo
Deposit HK$240K · loan HK$962K · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$147/mo
Today · 4.125%
HK$4,951
baseline
▲ 0.50% · 4.625%
HK$5,253
+HK$302/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,902/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$141/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$288/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$156/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,562
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$150/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).