▼ 0.50% · 3.625%
HK$3,281
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,383
−HK$104/mo
Today · 4.125%
HK$3,487
baseline
▲ 0.50% · 4.625%
HK$3,699
+HK$212/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$6,974/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,650
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$99/mo
Today · 4.125%
HK$3,847
baseline
▲ 0.50% · 4.625%
HK$4,050
+HK$203/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$7,694/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,609
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,721
−HK$114/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$234/mo
Deposit HK$647K · loan HK$791K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$109/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,455
+HK$223/mo
Deposit HK$647K · loan HK$791K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,937
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,060
−HK$124/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$255/mo
Deposit HK$576K · loan HK$863K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$120/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$243/mo
Deposit HK$576K · loan HK$863K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$135/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$275/mo
Deposit HK$504K · loan HK$935K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$129/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$264/mo
Deposit HK$504K · loan HK$935K · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$145/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$297/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$139/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$284/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$156/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$318/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$149/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$304/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$166/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$339/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$158/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$176/mo
Today · 4.125%
HK$5,927
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$361/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$11,854/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$169/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$345/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$187/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$382/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$179/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$365/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).