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At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,430/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.22M · min. income ≈ HK$40,860/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$85,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- C
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 568 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-08 | HK$5.75M | +21.1% 4.8y · 4.0%/yr |
| 2017-10-10 | HK$4.75M | +90.0% 5.4y · 17.0%/yr |
| 2012-05-14 | HK$2.50M | +117.4% |
| 2007-06-01 | HK$1.15M | −55.8% |
| 1997-10-23 | HK$2.60M | +35.4% |
| 1995-12-01 | HK$1.92M | — |