Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,344/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,688/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,918 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Fanling Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- D
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 572 ft²
- Efficiency
- 77%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-13 | HK$5.70M | +20.3% 3.0y · 7.0%/yr |
| 2017-08-07 | HK$4.74M | +273.1% 11.1y · 25.0%/yr |
| 2006-06-24 | HK$1.27M | +16.5% |
| 2005-04-09 | HK$1.09M | −46.3% |
| 1995-12-30 | HK$2.03M | — |