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At today's rate and a 90% mortgage, the deposit on this unit is about HK$263K, with repayments around HK$11,479/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$263K · loan HK$2.37M · min. income ≈ HK$22,958/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Tong Road Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-04-30 | HK$3.90M | +22.6% 0.8y |
| 2017-06-21 | HK$3.18M | +139.1% 6.3y · 22.0%/yr |
| 2011-03-22 | HK$1.33M | +77.3% |
| 2008-01-16 | HK$750K | +23.0% |
| 2007-08-23 | HK$610K | +10.9% |
| 2007-07-13 | HK$550K | +10.0% |
| 2007-06-02 | HK$500K | — |