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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,739/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,478/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Tong Road Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 384 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-08 | HK$3.65M | +16.6% 3.1y · 6.0%/yr |
| 2017-05-24 | HK$3.13M | +108.7% 4.6y · 24.0%/yr |
| 2012-09-18 | HK$1.50M | +100.0% |
| 2009-09-21 | HK$750K | +19.0% |
| 2009-05-20 | HK$630K | — |