▼ 0.50% · 3.625%
HK$3,829
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$121/mo
Today · 4.125%
HK$4,069
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$247/mo
Deposit HK$840K · loan HK$840K · min. income ≈ HK$8,138/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$116/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$236/mo
Deposit HK$840K · loan HK$840K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,212
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$133/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$272/mo
Deposit HK$756K · loan HK$924K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$128/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$260/mo
Deposit HK$756K · loan HK$924K · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$146/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$297/mo
Deposit HK$672K · loan HK$1.01M · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$139/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$284/mo
Deposit HK$672K · loan HK$1.01M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$158/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$321/mo
Deposit HK$588K · loan HK$1.09M · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$151/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$307/mo
Deposit HK$588K · loan HK$1.09M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$169/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$347/mo
Deposit HK$504K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$163/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,617
+HK$331/mo
Deposit HK$504K · loan HK$1.18M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$181/mo
Today · 4.125%
HK$6,103
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$372/mo
Deposit HK$420K · loan HK$1.26M · min. income ≈ HK$12,206/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,561
−HK$173/mo
Today · 4.125%
HK$6,734
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$355/mo
Deposit HK$420K · loan HK$1.26M · min. income ≈ HK$13,468/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,317
−HK$193/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$396/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,998
−HK$185/mo
Today · 4.125%
HK$7,183
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$379/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$14,366/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,711
−HK$206/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,338
+HK$421/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,435
−HK$197/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,035
+HK$403/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,892
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$218/mo
Today · 4.125%
HK$7,324
baseline
▲ 0.50% · 4.625%
HK$7,770
+HK$446/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,648/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,667
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,873
−HK$208/mo
Today · 4.125%
HK$8,081
baseline
▲ 0.50% · 4.625%
HK$8,507
+HK$426/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,162/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).