▼ 0.50% · 3.625%
HK$3,859
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$122/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,351
+HK$250/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$117/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$239/mo
Deposit HK$846K · loan HK$846K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$134/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$275/mo
Deposit HK$762K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$129/mo
Today · 4.125%
HK$4,978
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$262/mo
Deposit HK$762K · loan HK$931K · min. income ≈ HK$9,956/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$146/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$300/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$140/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$286/mo
Deposit HK$677K · loan HK$1.02M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$158/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$325/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$152/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$310/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$171/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,091
+HK$349/mo
Deposit HK$508K · loan HK$1.18M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$163/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$334/mo
Deposit HK$508K · loan HK$1.18M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,969
−HK$183/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$374/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,440
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$175/mo
Today · 4.125%
HK$6,788
baseline
▲ 0.50% · 4.625%
HK$7,146
+HK$358/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$13,576/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,367
−HK$195/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,961
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,869
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$187/mo
Today · 4.125%
HK$7,240
baseline
▲ 0.50% · 4.625%
HK$7,622
+HK$382/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,480/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,561
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,765
−HK$207/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,396
+HK$424/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,299
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$199/mo
Today · 4.125%
HK$7,693
baseline
▲ 0.50% · 4.625%
HK$8,098
+HK$405/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,386/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$219/mo
Today · 4.125%
HK$7,382
baseline
▲ 0.50% · 4.625%
HK$7,831
+HK$449/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,764/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,728
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,935
−HK$210/mo
Today · 4.125%
HK$8,145
baseline
▲ 0.50% · 4.625%
HK$8,575
+HK$430/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,290/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).