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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,707/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,414/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A (FLAT 1)
- Saleable Area
- 358 Saleable ft²
- Gross Area
- 510 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-29 | HK$3.15M | −21.2% 6.7y · −3.0%/yr |
| 2018-11-14 | HK$4.00M | +37.9% 4.2y · 9.0%/yr |
| 2014-09-19 | HK$2.90M | +70.6% |
| 2011-03-17 | HK$1.70M | +78.9% |
| 1998-07-14 | HK$950K | +11.8% |
| 1998-06-26 | HK$850K | — |