21/F C (FLAT 3)
in HO SHUN KING BUILDING BLOCK 2 (BLOCK B)
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,804/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$316K · loan HK$2.85M · min. income ≈ HK$27,608/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C (FLAT 3)
- Saleable Area
- 309 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2014-03-26 | HK$2.60M | +44.4% |
| 2011-05-26 | HK$1.80M | +63.6% |
| 2009-08-25 | HK$1.10M | +66.7% |
| 2007-04-14 | HK$660K | −9.6% |
| 2005-06-24 | HK$730K | +43.1% |
| 2002-03-12 | HK$510K | −59.8% |
| 1997-04-23 | HK$1.27M | +9.5% |
| 1997-04-10 | HK$1.16M | +28.9% |
| 1997-01-17 | HK$900K | — |