11/F H (FLAT 8)
in HO SHUN KING BUILDING BLOCK 1 (BLOCK A)
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$15,024/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.10M · min. income ≈ HK$30,048/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H (FLAT 8)
- Saleable Area
- 358 Saleable ft²
- Gross Area
- 510 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-09 | HK$3.66M | +36.6% 3.9y · 10.0%/yr |
| 2013-01-16 | HK$2.68M | +81.1% |
| 2010-11-15 | HK$1.48M | +146.7% |
| 2004-08-20 | HK$600K | −62.5% |
| 1997-06-03 | HK$1.60M | +48.1% |
| 1997-01-30 | HK$1.08M | — |